frequently asked questions

Money can be used to lower the monthly cost or out of pocket for the new car.

Since we have access to all brands and know which dealer is offering the biggest discount—our clients always win!

Many factors can help the client make this decision. Most people like leasing because they change into a new car every 36-48 months and are covered by manufacturer warranties. Some folks like keeping vehicles for over six years, so that purchase could be a better option. At the end of the day, it comes down to what their driving habits are. If the client can stay within the contracted miles, leasing is a great option. If the client does too little or way too many miles per year, then purchase can be the better choice, assuming rates are favorable.

Pricing on our vehicles has already been negotiated for you, so there is no need to play the dealer games and get into a back-and-forth.

Credit score affects leasing or buying just as in any transaction in which credit is checked. Approvals are rated by tiers ranging from 1-10. Top Tier usually starts at 720 and above.

Numbers discussed in relation to a monthly payment, terms and conditions, cash due at signing, miles requested, and residual value are just a few of the important information pieces needed.

Yes, we handle leases and purchases and utilize all the banks that dealers allow.

Multiply the number of payments and out-of-pocket expenses for each option to see what makes the most sense for you.

We only offer closed-end leases, so you are protected, and the lease ends at the desired timeframe with no additional obligations.

Your desired contracted miles are spread out over the full term of the lease. In most cases, it is between 10k and 20k miles per year. In other instances, some banks will allow as low as 5k miles per year if available.

It is possible, but each case is handled accordingly when checking a vehicle’s market value.

We ask for pictures of the car, registration, bank the lease is with, and miles on the vehicle to get an over-the-phone estimate. Depending on the age of the car, it could also require a visual inspection.